Guide 2026 · answer.pt
Answers for life in Portugal.
Property tax and cost calculators — free, accurate, updated for 2026.
The full simulator
How much does buying a home cost?
Tax, deed, registration fees, valuation — every cost in the purchase, laid out side by side.
Calculators
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IMT — Property Transfer Tax
Tax paid when buying property.
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IMI — Annual Municipal Property Tax
Yearly tax on owned property.
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AIMI — Additional Property Tax
Wealth surcharge on property holdings.
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Capital Gains
Tax on the sale of a property.
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Total Transaction Cost
All purchase costs combined.
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Mortgage
Monthly payment & affordability.